Cash Flow Planning Tool

Thank you so much! For once, my wife and I agree on this app to keep the peace.

This can be a good cash flow planning tool. We can see our daily cash flow for 2 years ahead. Make adjustments to our budget and expense timing to be sure we never have a negative balance (i.e. running out of cash to pay the bills!)

Suggestions to developer:
- Ability to share and use data on another iPad/iPhone so a couple can stick to the plan together.
- Besides income and expenses, create a saving or escrow category to put money aside for vacation, property tax payment, car insurance, etc. Oh! how about that education saving for the kids!
- Here is an advanced concept - credit card as cash flow vehicle. Credit card itself is not a category of expense. We pay a lot of different categories of expenses using the credit cards. So while we can budget and code the expenses as grocery, clothing, transportation, etc., the monthly credit payment covers them all. Consolidating various expenses to the credit card payment date would help show cash flow better.
- That said - credit card debt, which is a carried forward balance that I want to payoff, can be setup as an expense category.
- The other cash flow vehicle is the bank. Direct bill pay, cash, check, and debit card actually have the same cash flow impact - taken right out of your account.

FYI - there was one glitch when I tried to set up a one time payment. It showed up twice (same amount on two consecutive days).

Thanks again.

Mockeo about Budget Boss